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• It means borrowers can potentially borrow up to 99percent of a property’s value.
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It means borrowers can potentially borrow up to 99percent of a property’s value. For home purchase, HSBC has two-year rates from 4.83percent (4.68percent) with a 999 fee and five-year rates from 4.48percent (4.24percent), also with a 999 fee (both deals are at 60percent LTV). Halifax for Intermediaries is increasing its maximum loan to value ratio on part-repayment/ part-interest-only mortgages from 75percent to 85percent from tomorrow . The maximum LTV on pure interest-only loans remains at 75percent.

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But Virgin’s Fix and Switch is the only residential five-year fixed rate with a penalty-free get-out clause, albeit with the proviso that the switch must be to a Virgin deal. The biggest cut is on the lender’s five-year fixed rate BTL deal at 75percent loan to value, which falls from 4.95percent to 4.49percent. The equivalent five-year fixed rates for borrowers with a 25percent deposit or 10percent deposit are now priced at 4.14percent (down from 4.24percent) and 4.64percent (down from 4.84percent) respectively.

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First-time buyer rates, deals for shared equity purchase and green mortgage products , will also all rise in cost by up to 0.22 percentage points from tomorrow. The best two-year fixed rate for purchase is on offer from Lloyds Bank at 4.61percent with a 999 fee (60percent LTV). This is a direct-only deal and not available through brokers. Experts now predict the Bank Rate will be cut before the end of the summer. NatWest already increased rates for new borrowers in April and hiked the cost of product transfer deals on 8 May.

Please note the Return to Player percentage shown is the amount found during our thorough research. You may find a different RTP depending on your location and the real money casino you play with. The game links below will take you to a casino where you can play with a no deposit bonus – note, depending on your location, this may be a free games site or social casino. Use our exclusive link to play at the best online casino in your location. However, we find that casino credits usually come with fewer game restrictions, which might be of more interest than playing a designated video slot game. Since most no deposit bonuses relate to welcome bonus promos, the process for claiming them involves redeeming through account registration.

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Interest on this account is compounded daily and credited monthly. Quontic Bank’s High Interest Checking will let you open an account with a minimum deposit of 100. After that point, you can expect no minimum balance requirement and no monthly maintenance fee. Axos offers 24/7 customer service via phone and secure online messaging. The site also has a live chat feature available during regular business hours.